New York has specific workers’ compensation laws to ensure that employees who become injured during the course of their work receive benefits to cover their losses. In New York, all employers must carry workers’ compensation insurance and provide it for their employees. Workers’ compensation benefits are available to employees without green cards or social security numbers, as well. As an employee in New York state, you have a right to receive workers’ compensation benefits when you have fallen ill or are injured at work. In order for a worker to make a claim under New York's workers’ compensation laws, his or her injuries must have occurred:
* While on the job site
* While off-site but while performing work-related.
* As a result of work-related tasks or operations
* As a result of exposure to toxins or chemicals through the course of work
Sometimes, employees think they can only file a workers’ compensation claim if their employer or another co-worker's negligence caused their injury. On the contrary, negligence and fault are not used to determine workers’ compensation benefits. Even if you made a mistake and became injured due to your mistake, you can still apply for workers’ compensation benefits.
Mistakes made by your employer or failure to follow OSHA safety regulations will not be considered when awarding workers’ compensation benefits. New York's workers’ compensation laws offer broad protection to workers who have suffered workplace injuries. They are designed to ensure that no workers are left without compensation to pay their expenses and bills.